DIGICardFolio.com Legal Center
This page contains the policies governing the use of DIGICardFolio.com ("DIGICardFolio"), a website and service operated by Hash Folio Pte. Ltd. ("HashFolio").
- DIGICardFolio allows users to create digital link profiles.
- DIGICardFolio is operated by Hash Folio Pte. Ltd. ("HashFolio").
- Users must not use the platform for scams, impersonation, illegal activities, or adult content.
- We may remove violating content and suspend accounts.
- We use cookies and local storage to keep you signed in and remember preferences.
- Our content, designs, and code are protected; unauthorized copying or scraping is prohibited.
PART 1 – Legal Policies
- Privacy Notice
- Terms of Service
- Acceptable Use Policy
- Content & Impersonation Policy
- Username & Reserved Names Policy
- Copyright / DMCA Policy
- Abuse & Takedown Reporting Policy
- External Links & Third-Party Content Policy
- Account Security Policy
- Cookies & Local Storage Notice
- Intellectual Property & Content Protection Notice
- Affiliate & Monetization Disclosure Policy
- Platform Moderation & Enforcement Policy
- Digital Identity & Contact Information Disclaimer Policy
- Platform Liability Shield for External Links
- Fair Use & Resource Limits Policy
- Account Recovery & User Support Policy
- We only collect info needed to run the service.
- Your public profile data is visible to others.
- Payments are processed by Stripe.
What we collect
DIGICardFolio.com ("DIGICardFolio"), operated by Hash Folio Pte. Ltd. ("HashFolio"), collects limited personal information necessary to operate the service.
Information collected may include:
- Email address (via Google or Microsoft login)
- Profile name and avatar
- Profile content such as biography, links, images, and contact information
- Device and usage information such as IP address, browser type, and reCAPTCHA security signals
- Billing details such as billing email and subscription information processed through Stripe
How we use it
We use this information to:
- Provide and operate the platform
- Authenticate users
- Send transactional emails through Postmark
- Process payments through Stripe
- Improve reliability and security
- Prevent fraud, abuse, and impersonation (including Google reCAPTCHA)
reCAPTCHA: This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Retention & contact
Public Profile Information: Content you publish on your profile may be publicly visible.
Data Retention: User data is retained only as long as necessary to operate the service and comply with legal obligations.
Children: The service is not intended for users under 13 years old.
Contact: For privacy or legal requests relating to DIGICardFolio or HashFolio, please use our Contact Us form.
- You are responsible for your account and content.
- Paid plans are processed by Stripe.
- Service is provided as‑is.
Platform
By using DIGICardFolio.com ("DIGICardFolio"), a website and service operated by Hash Folio Pte. Ltd. ("HashFolio"), you agree to these Terms.
Platform Description: DIGICardFolio allows users to create digital profile pages containing links and media.
Third-Party Services: We use third-party services like Google reCAPTCHA to protect the platform. Your use of those services is subject to their terms and privacy policies.
Accounts & billing
Account Responsibility: You are responsible for your account activity and login security.
Subscriptions: Paid plans may be offered. Payments are processed by Stripe.
User Content: You retain ownership of your content but grant Hash Folio Pte. Ltd. ("HashFolio"), as operator of DIGICardFolio, permission to host and display it for service operation.
Liability
Service Availability Disclaimer: DIGICardFolio does not guarantee uninterrupted or error‑free operation of the platform.
Indemnification: You agree to indemnify DIGICardFolio from claims arising from your content or use of the platform.
Dispute Resolution: Disputes relating to DIGICardFolio or HashFolio are governed by the laws of Singapore.
Limitation of Liability: The platform is provided “as‑is” without warranties.
- No scams, malware, illegal activity, or spam.
- No adult or exploitative content.
- No bots or platform abuse.
Prohibited use
Users must not use DIGICardFolio for:
- Illegal activity including scams or fraud
- Malware distribution
- Illegal gambling or sale of illegal goods
- Counterfeit products
- Spam or SEO manipulation
Adult content
Adult Content: Users may not publish pornography, sexually explicit material, escort services, or exploitative content.
Child Safety: DIGICardFolio has zero tolerance for content involving exploitation of minors.
Platform abuse
Platform Abuse: Users may not create bots, automated accounts, or attempt to disrupt platform systems.
- No impersonation or misleading identities.
- Deceptive branding is prohibited.
Impersonation
Users must not impersonate individuals, brands, companies, or government agencies.
Misleading identities, fake endorsements, or deceptive branding are prohibited.
Enforcement
DIGICardFolio may remove impersonating accounts or misleading content.
- Some usernames are restricted to prevent confusion.
- Reserved names include brands and public figures.
Reserved categories
Certain usernames may be restricted to prevent impersonation or confusion.
Reserved categories include:
- Government agencies
- Banks and financial institutions
- Public figures
- Well‑known brands
- Platform system names such as admin or support
- No infringing content.
- Takedowns are reviewed and may remove content.
Takedown requests
Users must not upload content that infringes copyright or trademarks.
Copyright holders may submit takedown requests identifying the work and infringing location.
Actions
DIGICardFolio may remove infringing content and suspend repeat offenders.
- Report scams, impersonation, or illegal activity.
- We investigate and remove violating content.
Reporting
Users or third parties may report harmful or illegal content including impersonation, scams, harassment, or illegal activities.
You can report abuse using the Contact Us form.
Actions
DIGICardFolio may investigate and remove violating content.
- External links are not controlled by DIGICardFolio.
- We are not responsible for third‑party content.
External links
Profiles may contain links to external websites.
DIGICardFolio does not control or endorse third‑party websites and is not responsible for their content or practices.
- Keep credentials secure and report misuse.
- Suspicious activity may trigger a suspension.
Account security
Users must keep login credentials confidential and notify DIGICardFolio of unauthorized access.
Suspicious activity may result in temporary account suspension.
Security Tools: We use security tools such as Google reCAPTCHA to help detect abuse and protect accounts.
- We use first-party cookies to keep you signed in and secure the service.
- We use local storage to remember preferences and temporary drafts.
- Clearing storage may sign you out and remove saved settings.
Cookies we use
DIGICardFolio uses first-party cookies to keep you signed in, protect your session, and complete login flows (including OAuth).
Local storage
We store limited data in your browser storage to remember your session, preferences (such as theme and timezone), and temporary drafts or cached content.
Examples include card drafts, booking preferences, and admin display settings.
Your controls
You can delete cookies and browser storage in your settings at any time. If you do, you may be signed out and saved drafts or preferences may be removed.
Third-party services
Third-party services (such as Google reCAPTCHA, Google/Microsoft login, and Stripe checkout) may set their own cookies or storage when you interact with them. Their policies apply.
- DIGICardFolio content, designs, and code are protected.
- Automated scraping or cloning of the service is prohibited.
- We may block access and pursue legal remedies for abuse.
Ownership
The DIGICardFolio platform, including its software, designs, UI, and content authored by HashFolio, is protected by intellectual property laws.
Scraping & copying
You must not copy, scrape, reverse engineer, or replicate the service, except where allowed by law or with our written permission.
Enforcement
We may restrict access, rate limit, or suspend accounts engaged in scraping or unauthorized copying, and we may pursue legal remedies.
- Affiliate links must follow disclosure laws.
- DIGICardFolio is not party to third‑party transactions.
Disclosure
Users including affiliate links must comply with applicable advertising and disclosure laws.
DIGICardFolio is not responsible for transactions between users and third‑party businesses.
- We may remove content or suspend accounts that violate policies.
Enforcement
DIGICardFolio may review content and enforce policies through content removal, username restrictions, or account suspension.
- Users are responsible for the accuracy of their details.
- DIGICardFolio does not verify identities.
Disclaimer
Users are responsible for the accuracy of names, job titles, contact details, and other information they publish.
DIGICardFolio does not verify identities and is not responsible for damages arising from misleading information.
- External links are used at your own risk.
- DIGICardFolio is not responsible for third‑party harm.
External links
DIGICardFolio allows users to publish links to external websites.
DIGICardFolio is not responsible for external website content, transactions, scams, malware, or phishing.
Users access external links at their own risk.
- We may limit excessive usage to protect the service.
- Automated or abusive traffic can be restricted.
Usage limits
To maintain service stability, DIGICardFolio may apply limits on platform usage including:
- Number of links or uploads
- Automated requests
- Excessive traffic generation
Accounts creating abnormal load may be restricted or suspended.
- Recovery requests may require identity verification.
- Support response times vary by volume.
Account recovery
Users who lose account access may request recovery through official support channels.
Support
DIGICardFolio may require identity verification before restoring access.
Support response times may vary depending on request volume.